Part 1 Contents in Detail

Below are the same Chapter headings with individual sections highlighted. Beginning of Part 1 Contents

Your Investment and Savings Strategy
  • Savings or investments
  • What is your money for?
  • Your time scale
  • How much you need to accumulate
  • A rising income
  • Your attitude towards risk
  • Your tax rate
  • Money tied up in your home
  • A record of your investments
  • Crossing cheques
  • A/C payee
Best Investment Advice and How To Get It
  • Which investment advice
  • Which type of adviser
  • Best investment advice
  • Commission
  • The advisers and their regulators
  • Other regulatory organisations
  • If you have to complain
  • Protecting yourself
Keeping Down Your Tax Bill
  • Income tax
  • Income tax allowances and rates
  • Exempt from income tax: investments, pensions, social security benefits
  • Knowing your tax rate
  • Minimising your tax
  • Free tax leaflets
How Different Investments Are Taxed
  • Tax free investments
  • Interest with tax deducted
  • Tax disclosure
  • Interest not taxed before you get it
  • Dividends and unit trust distributions
  • Rents
  • Life insurance policies
  • Personal pensions and retirement annuities
  • Accrued income
  • Equalisation on unit trusts
Capital Gains Tax and Inheritance Tax
  • Capital gains tax
  • Exempt assets
  • Indexation
  • Unit or investment trust savings plan
  • Tapering relief
  • Non-resident exemption
  • Gifts and gains tax
  • Business assets
  • Time to pay
  • Business assets
  • Free tax leaflets
  • Inheritance tax
  • Rates and limits
  • Non-exempt gifts
  • The Register of Conditionally Exempt Works of Art
  • Exempt assets
  • Excepted estates
  • Free booklets


Spread Your Money Around
  • Emergency fund
  • Don't tie up your money for too long
  • Compensation funds
  • A longer term strategy



Turning Income into Capital
  • Borrowing and investing
  • New Type "One" Accounts
  • Investing to buy a home
  • Investing towards a family
  • Investing for holidays
  • Investing for a car
How Best to Invest in Shares
  • Buying new issues
  • Buying individual shares
  • Under 9,000 a year to invest
  • Buying and holding
  • Regular investment in shares
  • Finding a stockbroker
  • Fixing the price
  • Be an active investor
  • Be a speculator
  • Nominee holdings and Crest
  • Shareholder perks
  • Building societies
  • Click here for Shares A Beginners Guide to Making Money
Living and Working Abroad
  • Tax on your earnings abroad
  • Rent from your home while you are abroad and how to get tax relief on mortgage interest
  • Tax relief on mortgage interest
  • Residence and income tax
  • Residence and capital gains tax
Saving Towards a Pension
  • The State pension
  • A job pension
  • A personal pension
  • Contribution limits
  • Retirement annuity
  • Not eligible for a pension
  • When you need to draw a pension
  • How much yearly pension
Wives' Income and Investments
  • A wife's income
  • Minimising tax on investment income
  • Payment without deduction of tax
  • Dividends
  • Interest with basic rate tax deducted
  • Getting a tax rebate
  • Husbands with a low income
  • Capital gains tax
  • Wives over 65
Children's Investments and Trusts
  • A child's income and tax allowance
  • In his or her name
  • Income from money given by parents
  • Income from other money
  • Child trust fund
  • School fees
  • Different types of trust
  • Accumulation and maintenance trust
  • Discretionary trust
  • Trust income
  • How to register trust holdings of National Savings Certificates
Giving Money to Adult Children
  • Giving but not giving
  • Lending money to a child
  • Giving money away
  • Specific trust or trusts
  • Discretionary trust or trusts
  • Offshore trusts
  • A trust with interest in possession
  • Buy a house or flat
  • Not give the documentation
  • Nominees
  • Power of attorney
Change in Plan
  • Redundancy
  • Widows under retirement age
  • Separated or divorced
Boosting Your Retirement Income
  • Age allowance
  • Married couples
  • Juggling investments
  • Tax effective investments
  • Taxable pensions less than total tax allowances
  • Marginal age allowance
  • Summary
  • The best income
Investment Summary
  • Investing in shares
  • Investing in property
  • Index-linked investments
  • Money back at once or in a few days
  • Money back in a week to a month
  • Money back in a month to a year
  • Money back from 1 to 7 years
  • Investments probably suitable for 8 years or longer
  • Getting a monthly income
  • How much interest
Other information

Part 2 Contents to fill the whole screen


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