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2008-2009 Edition
This Guide
is crammed with facts and information for investors and savers. Good knowledge
is essential for successful and profitable management of your investments. The
whole guide is now free - details include the latest 2008 Budget
proposals.
There are two parts: Part 1 is an informative guide to financial planning with emphasis on keeping your tax bill down and seeking the best investment advice. Part 2 has detailed information on 130 ways to invest and is listed in the frame on the left of this page.
The Financial Times wrote: "From the standpoint of basic, clearly written information on a variety of investing topics, www.InvestmentGuide.co.uk is hard to beat."
"I have found your site quite superb with the best financial advice and finance-speak I have ever met up with. " J.G., North Wales, UK.
For more detailed contents just click on that chapter below. Once you are there, you can scroll up and down to look at other chapter contents or go direct to the page you want to read.
How to use the Guide
The www.InvestmentGuide.co.uk is in two parts. Part 1
Contents explains your investment and savings strategy and how your tax
rate determines the type of investment you need to consider. But tax is not
everything. Almost as important is the length of time you wish to hold your
investments. That depends on what you eventually want to do with the money you
have invested. You need to makde some decisions yourself and you may need to
seek investment advice.
Part 2 lists 130 Ways to Invest
The
important points of each investment are detailed on its individual page. Where
you see an entry denoted with the symbol
this means that the
investment is the best value of its type. Most such investments have some UK
tax concession associated with them. All tax rules and advice here relate to UK
residents. Part 2 is listed in the frame on the left of this page. Take
a look or scroll down to read more.
You can search through this contents page
by clicking on EDIT on your browser and then clicking on FIND and entering what
you are looking for. Or you can search the site. Where you see the
icon, one click will take you back to the main
contents page.
Page update facility. If you find the page you are using hasn't been updated recently enough, send us a message and we'll check whether it needs an update and do it for you if it needs one. If you find an error tell us too (don't forget to say which page it's on).
How the companies are chosen
Although
we do not give individual investment advice, many pages list the names of
individual companies for you to choose from. These have been selected according
to individual criteria which vary depending on the particular investment. In
many cases, e.g., unit trusts, pensions, life insurance, personal equity plans,
offshore funds only companies with below average charges are included. In some
cases all companies which offer this type of investment are listed.
Past performance, although widely quoted, is not usually a good indicator for choosing an investment. An exception can be in the very short term when a top performing unit trust or fund in a fashionable sector or market often continues to perform strongly if the market continues to rise.
Banks and building societies, for instance, are those which at the time of going to press, offer the best rate for the particular type of account for the level of investment indicated; where a large society has the same terms as a small one, the small one is not mentioned. These pages also tell you where to get up to date information on the current best building societies and other companies when interest rates change.
For the latest exchange rate with the €, the US$ or other currencies click here or here.
Have you wondered how to get the Euro symbol € on your word processing program if you don't have a key for it? If you have Windows XP or 98 it's easy - just hold down CTRL and ALT and then press 4 and most recent versions of programs, e.g. Word 97, Outlook Express, will show the Euro.
Disclaimer We don't provide financial advice, only information about the various alternatives available to you. We accept no payment for inclusion on this site and carry no paid advertisements. If you live in the UK and want advice on most forms of investments, you need an individual or organisation registered under the UK Financial Services Act. We do not take responsibility for the financial standing of any organisation mentioned in the text, nor for any organisation to which we have a cross reference link. Investment decisions can be complex and where large amounts of money are involved or the amount to be invested is significant to you, you should not rely solely on information provided in this guide. We regularly update the information but we cannot guarantee that every page is always up to date. We try to ensure the information is correct but cannot be certain that it always is. We therefore cannot accept legal liability for any loss incurred as a result of anyone acting on the information provided.
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