Personal finance

Pension Lifetime Allowance: What it is & why you should care

The Pension Lifetime Allowance is the maximum pension pot you can build before an additional tax charge will apply on lump sum...

Pension Withdrawal Options

How to use your pension pot is an important decision which should not be taken lightly. It is important not to rush...

Does the half your age pension rule make sense?

The 'save half your age' pension rule of thumb is commonly cited by financial advisers. This rule states that when you start...

Your Money or Your Life – Book Summary

Your Money or Your Life by Joe Dominguez and Vicki Robin is credited with starting the now infamous FIRE movement. The premise...

Historical Stamp Duty Rates & Charges (Adjusted for Inflation)

Stamp duty was first introduced in England in 1694 and originally covered all paper transactions such as gold/silver purchases, insurance policies, advertisements,...

Capital Gains Tax 30 Day Rule / Bed and Breakfast

Every year, UK- based investors benefit from a capital gains tax ('CGT') allowance. This allowance means that up to a certain value...

Saving or Investing in an ISA

What is an ISA? An Individual Savings Account (ISA) is a type of savings or investment account where you...

Investment and Savings Strategy

The first thing to consider before embarking on any new investment or savings plan is why are you doing what you are...
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