Money, money, money.
The world runs on money.
Everyone knows it and yet nobody wants to talk about it.
What are you doing with it?
What should you be doing with it?
Don’t you know?
Well, you’re not alone. And that’s why I’ve created this website.
There are three things you can do with your money – spend it, save it or invest it.
I won’t be telling you how to spend it, but in this investment guide, I will try my best to present you with the best savings and investing options.
There are four key approaches to saving and investing:
- Bank savings
- Listed shares
- Residential or commercial property
- Peer-to-peer (or ‘P2P’) lending
Bank savings are undoubtedly the lowest risk, but typically the lowest return. The biggest benefit of saving in bank accounts
Investing in listed shares is the most common form of investment with strong historical track record of wealth generation. Generally not appropriate for short term saving as markets can move quickly.
Investing in residential or commercial property is a tried and tested way of making money with the UK property market having made many rich over the years, but has high upfront costs and can be illiquid.
Peer-to-peer lending is a relatively new form of investment. It is higher risk investment than bank savings, but offers the potential for higher returns. Read independent p2p reviews on platforms such as Assetz Capital on P2PReviews.co.uk.
Delve further into this investment guide to learn more about each of these key types of investments.